Affiliate Disclosure

How We Make Money

Vancouver E-Transfer Payday does not lend money directly. Instead, we connect borrowers in Vancouver, British Columbia with licensed payday lenders who offer online applications, quick approval decisions, and e-Transfer funding. When you submit an application through our website and are approved by a lender partner, that lender pays us a referral commission.

This business model allows us to provide free information, comparisons, and guidance without charging you upfront fees. Our revenue comes solely from lender partners, not from borrowers.

Our Affiliate Relationships

We maintain relationships with multiple licensed payday lenders operating in British Columbia. Each lender has agreed to pay us a commission when a referral results in an approved application. The amount of commission may vary by lender and is not influenced by the loan amount, interest rate, or terms you ultimately receive.

Importantly, receiving a commission does not change the price, rate, or terms available to you. Your loan agreement is directly between you and the lender. We do not set rates, approve loans, or collect payments on behalf of any lender.

No Impact on Your Loan Terms

Whether or not you came to a lender through our referral link, the interest rates, fees, repayment terms, and approval decision you receive are determined solely by that lender based on their underwriting criteria. Our commission is paid by the lender from their own revenue and does not increase your cost of borrowing.

You are always free to apply directly to any lender without using our service. We believe our value lies in helping you understand your options, compare lenders, and access fast, transparent information about online payday lending in Vancouver.

Transparency and Editorial Standards

Our content is reviewed and edited by Nadia Kellerman to ensure accuracy and fairness. While we do earn commissions, our guides, FAQs, and educational articles are written to serve your interests first. We do not accept payments to rank lenders favorably, and we do not hide information about costs or risks.

If you have questions about how a particular lender operates or what terms they offer, we encourage you to contact them directly or review their own disclosures before applying.

Your Privacy and Data

When you apply through our referral links, your personal and financial information is shared directly with the lender you choose. We do not collect, store, or sell your data. For details on how we handle any information you provide on our website itself, please see our Privacy Policy.

Responsible Lending Commitment

We work only with lenders who are licensed and regulated in British Columbia. All of our partners accept borrowers in all credit situations and offer online-only applications with no in-person visit required. We also encourage responsible borrowing practices and provide resources to help you make informed decisions. For more information, see our Responsible Borrowing guide.

Questions About This Disclosure

If you have concerns about our affiliate relationships, our editorial independence, or how we operate, please contact us directly. We are committed to transparency and welcome your feedback. You can also review our Terms of Service for additional details about how we operate and what you can expect from our service.